Retirement survey shows distrust of crypto amid regulatory shift
Bitcoin (BTC)
Finance.yahoo.com reports that a National Institute on Retirement Security survey reveals Americans remain skeptical about including cryptocurrency in their retirement portfolios. The poll of 1,203 US adults found that 77% view crypto as risky and 46% consider it very risky within retirement plans. This caution persists even as regulatory guidance shifted, with the Labor Department removing its 2022 warning in May 2025 and President Trump directing the opening of 401(k)s to alternative assets in August 2025. Despite these moves, 53% of respondents oppose employers offering crypto, and 84% believe Washington leaders do not understand their financial struggles. Inflation concerns affect 73% of savers, while 76% fear Social Security cuts if Congress fails to act. Nearly half of Americans have less than $100,000 saved, highlighting the tension between regulatory encouragement and worker caution. Traditional pensions remain favored by 76% of respondents, contrasting with the growing regulatory push for crypto inclusion.
What Whalio's data showed
Binance spot order flow for BTC, measured when this story was published on 26 August 2026.
Bitcoin trades at $78,539.14 with a 24-hour buy ratio of 51.0%, indicating a near-even split in buying and selling pressure over the full day. The 1-hour buy ratio of 48.4% is below the 24-hour average, suggesting that recent short-term buying momentum is weakening relative to the daily trend. This decline is confirmed by the 1-hour volume delta of -$2,340,106, which shows net selling pressure in the immediate term. In contrast, the 4-hour buy ratio of 53.1% and volume delta of +$9,615,977 indicate that buying pressure is building over the medium term. The 24-hour volume delta of +$40,417,819 reflects strong cumulative buying throughout the day, despite the recent short-term pullback. Overall, while immediate buying interest is fading, the broader daily trend remains positive with significant net inflows.