Guy Young builds Ethena Pay neobank to deliver yield directly to users
Ethena (ENA)
Editor:
Eugene Serbin
cryptocurrency.com.tr reports that Guy Young is building Ethena Pay, a neobank designed to deliver yield directly to users. The platform utilizes an innovative yield-sharing model that could disrupt traditional banking by offering competitive returns. This approach aims to foster broader crypto adoption while providing users with direct access to yields.
How the market reacted
Whalio's own Binance spot order flow for ENA, measured when this story was written up on 17 September 2026. Not the outlet's figures.
In the last hour, ENA saw a buy ratio of 56.4%, indicating that buyers were more aggressive than sellers during that short window. This contrasts with the 4-hour buy ratio of 51.5% and the 24-hour ratio of 49.5%, suggesting that buying pressure is currently building rather than fading. The 1-hour volume delta was positive at $254,077, showing net inflows, while the 24-hour delta was negative at -$345,372, reflecting net outflows over the longer period. A positive volume delta means buyers spent more than sellers, while a negative delta means sellers dominated the net flow.
The latest daily buy ratio of 42.7% sits at the 1st percentile of the last 324 days, against a median of 49.0% - among the weakest buying days it has had.
Was that an ordinary day?
The same Binance spot measurements for ENA, averaged over the days leading up to the story.
Over the preceding week, the average buy ratio was 49.1%, compared to the latest day's 49.5%, a difference of just 0.4 points. Volume was 1.14x the average, indicating slightly higher activity than usual. However, the 8-day volume delta was -$3,077,901, showing a net outflow over the week. This is an ordinary day for the coin, with only a marginal increase in buying ratio and a slight volume spike, but overall net selling pressure remains evident over the longer timeframe.