Coinbase and Better Mortgage Launch Bitcoin-Backed Mortgages
Bitcoin (BTC)
Bitcoin Magazine reports that Coinbase and Better Mortgage have announced the general availability of Bitcoin-backed mortgages for US residents. The service allows borrowers to pledge Bitcoin as collateral for a down payment without liquidating their holdings or facing margin calls. This follows the debut of the first such loan in June, which was secured by a Michigan couple. The offering is designed to help younger homeowners who hold significant wealth in digital assets. It is structured in accordance with Fannie Mae guidelines to ensure broader market acceptance. Coinbase One members are eligible for a rebate of up to $10,000 on their mortgage value. This expansion signals a move toward integrating crypto assets into traditional real estate financing.
What Whalio's data showed
Binance spot order flow for BTC, measured when this story was published on 26 August 2026.
Bitcoin is trading at $78,539.14 with a 24-hour spot volume of $1.97 billion. The 24-hour buy ratio stands at 51.0%, indicating a near-even split between buyers and sellers over the full day. However, the 1-hour buy ratio has dropped to 48.4%, suggesting a short-term shift toward selling pressure. This is confirmed by a negative 1-hour volume delta of -$2,340,106. In contrast, the 4-hour buy ratio is higher at 53.1% with a positive volume delta of +$9,615,977. This divergence implies that while buying pressure is building over the medium term, it is currently fading in the immediate short term.