Zebec, MoneyGram and Stellar expand payroll with global fiat off-ramp
Stellar (XLM)
Editor:
Eugene Serbin
Financialpost.com reports that Zebec Network, the Stellar Development Foundation and MoneyGram have announced an integration of MoneyGram Ramps into Zebec’s enterprise payroll platform. This partnership makes MoneyGram the first fiat off-ramp available through Zebec’s Stellar network payroll experience, connecting workers to cash for everyday transactions. Zebec’s deployment on the Stellar network allows employers to stream payments in stablecoins, which recipients can receive into digital wallets as payroll accrues.
Users can retain the digital value, spend it via Zebec card products, or access funds in local currency through MoneyGram locations. MoneyGram Ramps facilitates USDC cash-in and cash-out on the Stellar network, enabling conversions at participating locations in over 170 countries without a traditional bank account. Simon Babakhani, CEO of Zebec Network, stated that Stellar provides the infrastructure, MoneyGram extends it into local fiat access, and Zebec unites the employer and recipient experience.
Zebec is described as a real-time payroll infrastructure company powering programmable value flows. The Stellar network is an open-source blockchain designed for payments and cross-border financial access with fast, low-cost transactions. MoneyGram is a global payments network supporting both fiat and stablecoin transactions across nearly half a million retail locations.
How the market reacted
Whalio's own Binance spot order flow for XLM, measured when this story was written up on 9 September 2026. Not the outlet's figures.
XLM is trading at $0.1877 with a 24-hour spot volume of $20,530,400. The 24-hour buy ratio stands at 51.1%, indicating a slight majority of buyers, while the 1-hour ratio is 51.3% and the 4-hour ratio has dropped to 47.0%. This shift suggests that immediate buying pressure is fading over the last four hours compared to the longer daily trend. The volume delta for the past 24 hours is positive at +$449,207, showing net inflows, whereas the 4-hour delta is negative at -$251,090. This means that while more money has flowed in over the day, recent short-term trading has seen more selling than buying. The cumulative volume delta closed at +$146,934, with net buying occurring in 13 of the last 24 hours.
The latest daily buy ratio of 47.8% sits at the 16th percentile of the last 324 days, against a median of 50.7% - weaker buying than most days.
Was that an ordinary day?
The same Binance spot measurements for XLM, averaged over the days leading up to the story.
Over the preceding week, XLM saw a 7-day average buy ratio of 53.1%, which is 2.0 percentage points higher than the current latest day reading. Trading volume over the last eight days was 1.50 times the average, indicating significantly higher activity than usual. The price increased by 6.8% over the eight-day period, with a total volume delta of +$6,974,760. Net buying occurred on all seven days of the week, showing consistent demand. This recent day is less bullish than the weekly average, as the current buy ratio is lower than the seven-day mean.