Binance Wallet launches no-lock interest for USDe, USDS, and U
Ethena USDe (USDe)
Editor:
Eugene Serbin
Lookonchain.com reports that Binance Wallet has introduced a new interest-earning feature requiring no lock-up period for eligible stablecoins. Users holding U, USDe, or USDS in their Binance Wallet can activate the service to earn rewards without staking, locking funds, or interacting with smart contracts. The U token on the BSC network offers an estimated 1.5% annualized reward, while USDe on Ethereum provides 4.75%.
USDS, also on Ethereum, yields an estimated 3.6% annualized reward. Rewards begin accruing 24 hours after activation and holding the assets, with daily accumulation and weekly disbursement. Binance clarified that these rewards are funded by partner promotion campaign funds rather than returns generated by the assets themselves.
Additionally, a U-based leaderboard campaign with a $150,000 prize pool in U tokens will launch soon. The feature allows holders to earn passive income directly through the wallet interface.
How the market reacted
Whalio's own Binance spot order flow for USDe, measured when this story was written up on 25 September 2026. Not the outlet's figures.
USDe trades at $1.00 with a 24-hour buy ratio of 63.3%, indicating that the majority of volume is driven by buyers. However, the 1-hour buy ratio drops sharply to 2.3%, suggesting that immediate buying pressure has faded compared to the daily average. The 4-hour buy ratio sits at 6.7%, also showing a decline from the 24-hour trend. Volume Delta is negative in the short term, with -$148,564 in the last hour and -$165,572 over four hours, meaning sellers are currently outweighing buyers. Over 24 hours, the Volume Delta is positive at +$758,675, reflecting the earlier strong buying activity. The Coin Volume Delta for the 24-hour close is -$196,499, indicating that net selling pressure has emerged by the end of the period.
The latest daily buy ratio of 51.8% sits at the 56th percentile of the last 322 days, against a median of 48.5% - ordinary for this coin.
Was that an ordinary day?
The same Binance spot measurements for USDe, averaged over the days leading up to the story.
This day shows a significantly higher buy ratio than the weekly average of 42.6%, with the current 24-hour ratio exceeding the average by 20.7 points. Volume is trading at 0.27x the weekly average, meaning activity is much lower than usual despite the skewed buy ratio. The preceding week saw 2 of 7 days with net buying, while today’s 10 hours of net buying out of 24 suggests a more active trading day than the weekly norm. Total Volume Delta for the week was +$18,405,597, contrasting with today’s mixed short-term flows. The price remains stable at $1.00, unchanged over the eight-day period.