Fed Rate Hike Fears Push XRP Below $1.40 as ChatGPT Predictes Drop

XRP (XRP) Editor: Eugene Serbin

cvj.ai reports that the crypto market is bracing for a potential Federal Reserve rate hike in September, with prediction markets showing odds well over 50% for a September increase. Following a robust jobs report and hawkish comments from Fed Chairman Kevin Warsh, Bitcoin dropped by $3,000 and XRP slumped from $1.45 to under $1.40 on Friday. ChatGPT predicts that XRP will react more violently to a Fed hike than Bitcoin, forecasting a 4%-8% decline from a 25 basis point increase on September 16.

This move would push the price below $1.30, with $1.20 identified as the first major support level to be tested. If Warsh adopts a more hawkish tone, XRP could fall further toward the $1.05-$1.15 range. The lack of progress on the CLARITY Act, with its September vote no longer guaranteed, compounds this bearish scenario.

However, spot XRP ETFs are seen as a potential silver lining, having remained solid during market distress. If the Fed signals no immediate second hike, XRP could bounce back toward the $1.50-$1.60 range. Conversely, a surprise 50 basis point hike could drive the altcoin down to and even below $1.00.

How the market reacted

Whalio's own Binance spot order flow for XRP, measured when this story was written up on 6 September 2026. Not the outlet's figures.

Price
$1.41
Buy Ratio (1h)
56.1%
Buy Ratio (4h)
47.1%
Buy Ratio (24h)
49.8%
Volume Delta (1h)
+$290,812
Volume Delta (4h)
-$987,879
Volume Delta (24h)
-$418,904
CVD (24h close)
-$2,268,615
Hours of net buying
11 of 24
Spot Volume (24h)
$104,518,243
Trades (24h)
429,200

XRP is currently trading at $1.41, with a 1-hour buy ratio of 56.1% indicating strong short-term buying pressure. This contrasts with the 4-hour buy ratio of 47.1%, suggesting that the recent buying surge is not yet sustaining over a longer timeframe. The 24-hour buy ratio sits at 49.8%, showing a near-even split in trading volume over the day. Volume Delta for the hour is positive at +$290,812, while the 4-hour and 24-hour deltas are negative at -$987,879 and -$418,904 respectively. This indicates that while immediate buyers are aggressive, cumulative selling has outweighed buying over the past day. The Cumulative Volume Delta for the 24-hour close is -$2,268,615, confirming that sellers have dominated the overall session.

The latest daily buy ratio of 50.6% sits at the 83rd percentile of the last 322 days, against a median of 48.5% - stronger buying than most days.

Was that an ordinary day?

The same Binance spot measurements for XRP, averaged over the days leading up to the story.

Buy Ratio (7d average)
50.4%
Latest day vs average
-0.5 pts
Volume vs average
0.63x
Days of net buying
4 of 7
Price change (8d)
+1.1%
Volume Delta (8d total)
+$8,298,559

Over the preceding week, the average buy ratio was 50.4%, making today’s 24-hour ratio of 49.8% slightly below the weekly norm by 0.5 points. Weekly volume was 0.63x the average, indicating a quieter trading environment compared to the previous seven days. Net buying occurred on 4 of the 7 days, with a total Volume Delta of +$8,298,559 for the period. This suggests that while the immediate hour saw heightened activity, the broader weekly trend remains moderately bullish but subdued. The current price change over 8 days is +1.1%, reflecting a stable but slow-moving asset in the face of macroeconomic uncertainty.

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